Most people looking to file bankruptcy are seeking a Chapter 7 that will discharge the majority if not all of the debts you owe. Some will need to file for Chapter 13 and pay a portion of debts back to their creditors over a 3 to 5 period of time. Some may have no choice if they are keep real estate or other non exempt assets. Now there is a rush to PUSH you into costly and unnecessary Chapter 13 bankruptcies even though you are better off filing for Chapter 7 Relief. You should be wary of any Bankruptcy attorney trying to pressure or by omission in their discussion with you to put you into these types of bankruptcies with the promises of low down fees or even ZERO down fees until you look at the astronomical attorneys fees you will be paying them over a stretch of three to five years! Beware! Know your options. IF you must file for Chapter 13 because your income is too high; you have a previous Chapter 7 within the preceding 8 years; pending foreclosure; pending repo; tax or child support issues, then Chapter 13 may be the only option. But we are seeing an epidemic in the legal community of pressuring people who qualify for Chapter 7 being put into these highly expensive bankruptcies with attractive come ons like zero down. Don't be a victim or fall prey. Know your options before you put down one thin dime.
We love our clients. If you want to schedule a free consultation, we can schedule the appointment for in office or by phone. A free consult is a just that, free! Get your legal questions answered by an attorney with over 25 years of experience in divorce and bankruptcy! We have offices in Everett and Tacoma but handle cases from Bellingham to Vancouver, Washington.
EVERETT: 2707 COLBY AVENUE, SUITE 602, EVERETT, WA 98201
TACOMA: 1119 PACIFIC AVENUE, SUITE 1204, TACOMA, 98402
1119 Pacific Avenue, Suite 1204, Tacoma, WA 98402
Monday - Thurs: 9:00 am- 5 pm
Friday 9am to 1 pm afternoons avail.